[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.pazity.cz\/ne-vzdy-si-dost-vydelavame\/#Article","mainEntityOfPage":"https:\/\/www.pazity.cz\/ne-vzdy-si-dost-vydelavame\/","headline":"Ne v\u017edy si dost vyd\u011bl\u00e1v\u00e1me","name":"Ne v\u017edy si dost vyd\u011bl\u00e1v\u00e1me","description":"\u017divot n\u00e1s lid\u00ed je dnes bez pen\u011bz naprosto nemysliteln\u00fd. Nikdo u\u017e si d\u00e1vno nedok\u00e1\u017ee ani p\u0159edstavit, \u017ee by bez on\u011bch finan\u010dn\u00edch prost\u0159edk\u016f \u017eil. Pot\u0159ebovali jsme je i za komunist\u016f, kdy jsme je\u0161t\u011b byli z d\u016fvodu v\u00e1znouc\u00ed ekonomiky nejednou nuceni zvl\u00e1dnout leccos nedosa\u017eiteln\u00e9ho nebo nedostupn\u00e9ho sami, a obzvl\u00e1\u0161t\u011b je pot\u0159ebujeme dnes, kdy jsme u\u017e vesm\u011bs pozbyli...<p class=\"more-link-wrap\"><a href=\"https:\/\/www.pazity.cz\/ne-vzdy-si-dost-vydelavame\/\" class=\"more-link\">P\u0159e\u010d\u00edst<span class=\"screen-reader-text\"> &ldquo;Ne v\u017edy si dost vyd\u011bl\u00e1v\u00e1me&rdquo;<\/span> &raquo;<\/a><\/p>","datePublished":"2021-08-11","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.pazity.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.pazity.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/232437c79d6ebbb41eb67b1526ce0bc08ee5047d6b1594dc05abcc3258d8e0b3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/232437c79d6ebbb41eb67b1526ce0bc08ee5047d6b1594dc05abcc3258d8e0b3?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"pazity.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.pazity.cz\/wp-content\/uploads\/hromada%20minc%C3%AD_1.jpg","url":"https:\/\/www.pazity.cz\/wp-content\/uploads\/hromada%20minc%C3%AD_1.jpg","height":0,"width":0},"url":"https:\/\/www.pazity.cz\/ne-vzdy-si-dost-vydelavame\/","about":["Www"],"wordCount":430,"articleBody":"   \u017divot n\u00e1s lid\u00ed je dnes bez pen\u011bz naprosto nemysliteln\u00fd. Nikdo u\u017e si d\u00e1vno nedok\u00e1\u017ee ani p\u0159edstavit, \u017ee by bez on\u011bch finan\u010dn\u00edch prost\u0159edk\u016f \u017eil. Pot\u0159ebovali jsme je i za komunist\u016f, kdy jsme je\u0161t\u011b byli z d\u016fvodu v\u00e1znouc\u00ed ekonomiky nejednou nuceni zvl\u00e1dnout leccos nedosa\u017eiteln\u00e9ho nebo nedostupn\u00e9ho sami, a obzvl\u00e1\u0161t\u011b je pot\u0159ebujeme dnes, kdy jsme u\u017e vesm\u011bs pozbyli schopnosti improvizovan\u011b \u0159e\u0161it to, co nen\u00ed v nab\u00eddce. Proto\u017ee dnes u\u017e se n\u00e1m nab\u00edz\u00ed ke koupi snad \u00fapln\u011b v\u0161echno, v\u010detn\u011b toho, co by se v z\u00e1jmu n\u00e1s lid\u00ed nab\u00edzet nem\u011blo.Prost\u011b jsou n\u00e1m pot\u0159eba pen\u00edze, jimi\u017e se plat\u00ed p\u0159i koupi jak\u00e9hokoliv zbo\u017e\u00ed nebo p\u0159i vyu\u017e\u00edv\u00e1n\u00ed jak\u00e9koliv slu\u017eby. Mus\u00edme si takov\u00e9 finan\u010dn\u00ed prost\u0159edky opat\u0159it, a to v takov\u00e9m mno\u017estv\u00ed, abychom dok\u00e1zali v\u00e9st norm\u00e1ln\u00ed spokojen\u00fd \u017eivot.Ov\u0161em z\u00e1zraky se ned\u011bj\u00ed, a tak to nejednou bohu\u017eel nezvl\u00e1dneme. Kdekdo z n\u00e1s m\u016f\u017ee pracovat skute\u010dn\u011b usilovn\u011b a zodpov\u011bdn\u011b, ale p\u0159esto nedostane zaplaceno tak, jak by pot\u0159eboval, a je tu i dost t\u011bch, kte\u0159\u00ed t\u0159eba ani \u017e\u00e1dnou pr\u00e1ci a jin\u00fd zdroj p\u0159\u00edjm\u016f nemaj\u00ed. A pak n\u011bkdy nezb\u00fdvaj\u00ed pen\u00edze na v\u0161echno, co bychom m\u011bli financovat.V takov\u00e9 situaci se pak mnoz\u00ed z n\u00e1s rozhodnou vz\u00edt si p\u016fj\u010dku. N\u011bkdy jim to vyhovuje a n\u011bkdy je to dokonce nezbytn\u00e9. Jen\u017ee k z\u00edsk\u00e1n\u00ed takov\u00e9 p\u016fj\u010dky je t\u0159eba nejprve p\u0159esv\u011bd\u010dit poskytovatele o sv\u00e9 schopnosti p\u016fj\u010den\u00e9 pen\u00edze vr\u00e1tit, a to se lidem s finan\u010dn\u00edmi probl\u00e9my \u010dasto neda\u0159\u00ed. A proto odch\u00e1zej\u00ed z bank s nepo\u0159\u00edzenou. A m\u00ed\u0159\u00ed k nebankovn\u00ed spole\u010dnosti, kde se nab\u00edz\u00ed daleko sn\u00e1ze dostupn\u00e1 hypot\u00e9ka po insolvenci. Co\u017e je p\u016fj\u010dka, u kter\u00e9 nevad\u00ed mnoh\u00e9 z toho, co by v bance zhatilo \u0161ance na z\u00edsk\u00e1n\u00ed p\u016fj\u010dky.U takov\u00e9 nebankovn\u00ed hypot\u00e9ky se sta\u010d\u00ed zaru\u010dit za jej\u00ed spl\u00e1cen\u00ed z\u00e1stavou nemovitosti a m\u00edt dolo\u017eiteln\u00e9 p\u0159\u00edjmy posta\u010duj\u00edc\u00ed alespo\u0148 k minim\u00e1ln\u00edmu mo\u017en\u00e9mu spl\u00e1cen\u00ed, a r\u00e1zem tu m\u00e1 \u010dlov\u011bk mo\u017enost z\u00edskat to, co pot\u0159ebuje, tedy pen\u00edze, jich\u017e se mu zrovna nedost\u00e1v\u00e1. I kdyby to jinde vypadalo beznad\u011bjn\u011b.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Ne v\u017edy si dost vyd\u011bl\u00e1v\u00e1me","item":"https:\/\/www.pazity.cz\/ne-vzdy-si-dost-vydelavame\/#breadcrumbitem"}]}]